Chartered in 1931, the St. Joseph Teachers’ Credit Union is proud to serve all employees of the St. Joseph School District; employees of the parochial schools of St. Joseph, MO; employees of Missouri Western State College; Employees of this credit union; employees of Savannah R-3 School District; Employees of Spire Gas Energy of St. Joseph, MO; employees of United Parcel Service of St. Joseph, MO; employees of the East-Buchanan School District; employees of the Mid-Buchanan School District; Members of the Retired Teachers Association of St. Joseph, MO; employees of such other groups that request services of the credit union as approved by the St. Joseph Teachers’ Credit Union board of directors and the Missouri Division of Credit Unions; and Family members of all listed above.


St. Joseph Teachers’ Credit Union encourages family members to join. The benefits of credit union membership are not limited just to you. The credit union is a wonderful place for your children to learn about savings, your brother or sister to get a low cost loan, your parents to build their retirement nest egg, or to save for your grandchildren.


To become a member of St. Joseph Teachers’ Credit Union, all that is needed is a deposit of at least $25.00 into your share account, and a one-time membership fee of $1.00. This initial deposit establishes your membership/ownership in the credit union.


Once you are a member of the credit union, you remain a member for life, whether you move, change jobs, or retire, as long as you maintain at least a $25.00 balance (one share) in your share account.

PATRIOT ACT: “To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial instutions to obtain, verify, and record information that identifies each person who opens an account.What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.”

Contact Us

2316 Village Dr.
St. Joseph, MO 64506

Phone: 816.233.5544
Fax: 816.232.9608


Hours of Operation
Mon-Fri 9:00 A.M. to 5:00 P.M.
Saturday Closed
Sunday Closed

Serving our community since 1937.

St. Joseph Teachers’ Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you, the member-owner, in the form of higher dividend rates on deposits, and lower rates on loans!

Get in touch with us today if you have any questions about St. Joseph Teachers’ Credit Union.